Lessons from the 2017 North Bay Fires | Brian Trouette

Session: 9:10 AM

Session Description

Discuss victim experiences, carrier performance, and the surprises people have had when they find out HOW they were insured. Many of the fire victims had little or no knowledge of how their insurance would perform until they needed to use it.

Learning Objectives

Develop a working knowledge of insurance vocabulary and practices. The objective is for a financial advisor to know when their clients may be at risk.


Speaker Bio

Brian Trouette founded Trouette Insurance Agency in 1998 with a mission of providing a disciplined, analytical approach to insurance for high-net-worth individuals and families. Educating financial advisors, CPAs, and Trust and Estate attorneys about the unique challenges of insuring HNW clients has been the cornerstone of Brian’s business development strategy. Brian’s specialty is providing detailed analyses to fully understand clients’ coverage needs, expose gaps in their current coverage and provide guidance to clients to choose appropriate insurance. Careful analysis of the client’s risk profile and the specific language of policies can make the difference between being covered for a loss and a financial disaster. Brian grew up working for his family’s custom-home construction business, doing journeyman work as a carpenter and plumber. Brian also worked in his father’s insurance agency as a licensed agent. Brian’s construction and insurance experience combine to create the unique perspective that he uses in property and casualty risk management. Brian is an active member of his community. For over a decade, he was an advocate in the Court Appointed Special Advocate Program for children in the foster care system. Currently, he sits on a fundraising board for Iron Horse Middle School and is an Arrow of Light den leader for his son’s Cub Scout Pack. Brian lives in San Ramon, CA, with his wife, two children, three dogs, two beetles, and an unknown number of sea monkeys.